Cash balance of 100,000 yuan to buy treasures worth it?
balance treasure increasingly hot, many recent kayou after 360 to questions, trying to cash money from credit card to invest in balance treasure, so do worth it?
definitely not worth it! After 360 for you: first, credit-card cash is illegal, impossible! In addition, Bao investment cash balances will not deal to 100,000 yuan as an example, analysis of data.
sets now amount: 100,000 yuan
sets now procedures fee (General 1%): 100,000 yuan *1%=1000 Yuan
balance treasure daily returns (probably returns for 1.2 Yuan/days) = 100,000 yuan * 1.2 Yuan/days/Wan Yuan = 12 Yuan/days
"ideal status: 56 days from card period repayment"
income = balance treasure returns = 12 Yuan/days * 56 days = 672 Yuan
expenditures = cash fee 1000 Yuan
revenue = income-expenses =-328
"interest-free repayment period: assuming 60 days after payment"
If the repayment after the interest free period, you need to pay daily interest five out of 10,000. In 60 days, for example:
interest =0.05%*10 million * 60 days = 300
Po receipts revenue = balance = 672 = 12 Yuan/day * 56 days
interest expenditures = cash + fee 1000 Yuan 300 yuan = 1300 Yuan
revenue = income-expenses = 628